General Flying

The Aviation Insurance Landscape

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This is a re-post from Assured Partners Aerospace’s 2nd quarter Newsletter. The full newsletter can be found on Assured Partners website.


Until the war in Ukraine, the aviation insurance market could be described as “stabilizing” after a couple years of volatility with higher premiums and tighter underwriting. However, and hopefully perhaps only for the short-term, the Ukrainian war immediately brought uncertainty back into the worldwide aviation insurance market. 

According to Business Insurance, “the impact of Russia’s invasion of Ukraine represents the biggest potential loss to the aviation war market since 9/11.” One leasing firm alone has reportedly already filed a claim of approximately $3.5B for aircraft and engines they say have effectively been seized by Russia. And, because the aviation insurance arena is so small, what happens around the world at this magnitude can have cascading, detrimental effects on the US aviation insurance market.

In addition, the well-publicized spike in fuel prices could have another cooling effect on aviation operations. Generally, less air activity combined with higher operating costs equates to more frequent requests for reduced coverage, taking premium dollars away from an already-small market.

Aviation insurance buyers should therefore remain on the alert throughout 2022 for potentially quick changes to the aviation insurance marketplace that might affect either their current insurance program or their next renewal.


See our recommended insurance agencies on our Aircraft Acquisitions page.

Hank Gibson Featured on Joe Casey’s The Malibu Guru Podcast

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Recently, I did my TBM and Meridian recurrent training with Joe Casey of Casey Aviation. I always like being challenged my more seasoned instructors than me because I always get to learn something. When I learn something, it makes me a better instructor and allows me to give better instruction to my customers. Plus, there is still a bunch that I don’t know!

Joe has a podcast titled The Malibu Guru (because he really is the Malibu guru!). During our training, we did a podcast together and he interviewed me. I get to tell about Texas Top Aviation and some exciting things coming up this summer (hint: the biggest exciting thing is called The Aviator’s Academy). Before I give too much away, take a listen to the podcast.

The Malibu Guru Podcast: Interview with Hank Gibson

US Aircraft Expo Returns to Addison

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The 2022 Fly In Season kicks off March 4th-5th with the US Aircraft Expo at the Addison, TX Airport (KADS). Cutter Aviation at KADS will be the host for the event. All the major and minor aviation manufacturers will have static aircraft displays. Come see all the new Cirrus innovations, the Piper M600, and the Diamond DA62. All the latest and greatest technology will be available for your viewing enjoyment.

If you are planning on flying in, the FBOs at ADS are Million Air and Atlantic.

The event will run from 10am-3pm on both days, March 4th and March 5th.

For more info, check out the US Aircraft Expo website.

Don’t forget to check out other big fly in events in 2022: Sun N Fun, the Texas Top Aviation Fly In at Santa Fe, and Osh Kosh!

Rudder Use

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I have the blessing (same say it’s a curse) of being a tailwheel pilot. I did my tailwheel training in a Citabria and have gathered about 400 hours over the years in Citabrias, Super Cubs, and Maules (don’t judge all tailwheel airplanes by a Maule, by the way. The Maule is it’s own unique animal). The blessing of being a tailwheel pilot is that it greatly enhances my stick and rudder skills for all airplanes.

No matter what airplane you fly, basic stick and rudder skills are always important. At some point during a flight, the rudder will need to be used, even if you have an airplane that has a yaw damper. Rudder use is vitally important in the takeoff and landing phase, especially if you fly an airplane that generates a lot of torque on the takeoff roll. Rudder in that phase of flight is pretty evident, because if the rudder isn’t used, you’ll go off the left side of the runway.

Where I want to focus is rudder use in the landing phase. As an airplane comes down final, there are several forces that are be acting on the airplane. When it’s bumpy, updrafts and downdrafts are moving the plane up and down and all around. To correct for a bump that sends the airplane into a roll, aileron is added in the opposite direction of the roll. That aileron input also induces adverse yaw, pulling the nose of the airplane in the opposite direction that the pilot is moving the ailerons.

If a pilot isn’t using his feet correctly, then the nose of the airplane will wallow around through the air as aileron inputs are used. The tail is also moving around quite a bit, so the pilot might not “feel” the yawing moment, but the passengers in the back seat certainly will.

The other advantage that comes with proper rudder usage on short final is the airplane is more responsive to control inputs. When utilizing both the ailerons and the rudder, a pilot is able to fly the airplane much more precisely and control it much better.

This doesn’t mean you have to be staring at the turn coordinator the whole time down final. In fact, that’s exactly what you don’t want to do. Your eyes need to be outside the airplane. Just get in the habit of stepping on the rudder whenever you move the ailerons on final and eventually, you will feel what your airplane is doing. Don’t step on the rudder as hard as you can, but slight pedal pressure in the direction of aileron input will make a big difference.

Rudder is also vitally important for landing in a crosswind no matter that airplane. Crosswind landings are a learned skill that take a lot of practice to perfect. There is also a lot of confusion as to what control input does what during the landing.

Here is the simplest way to picture a crosswind landing and what the controls do:

  • Aileron-When performing a crosswind landing, the ailerons keep the airplane over the centerline. If the airplane is drifting to the right of the centerline, add left aileron to bring it back to centerline, then keep enough aileron control pressure in to keep the airplane over centerline. In a perfect crosswind landing, the main tire on the windward side will touch down first. Left crosswind means left tire touching first.
  • Rudder-When performing a crosswind landing, the job of the rudder is to straighten the nose to point down the runway. You will not be coordinated in a crosswind landing, you will be slipping, which is the goal. So, with a left crosswind, you will be inputting left aileron to remain over the centerline and you will also need right rudder to straighten the nose. This also prevents the airplane from actually rolling in the direction of the aileron input.

If you remember for a crosswind landing: “Aileron into the wind to stay over centerline, opposite rudder to straighten the nose.” Too much aileron and the plane will drift into the wind. Too much rudder and the nose will yaw in the opposite direction.

Rudder is very important, even in our day and age where a lot of general aviation airplanes have yaw dampers. Our feet only have a job for a short period of time, but that is the most critical time. An excellent way to get more proficient in rudder use is to go get a tailwheel endorsement. If you are in the central Texas area, check out TacAreo in Fredericksburg, T82.

Don’t let your feet fall asleep!

Flying WAAS GPS Approaches

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When flying a WAAS GPS approach, there are several different levels of WAAS signal that a GPS receiver can get. The most precise is an LPV signal. LPV stands for Localizer Performance with Vertical guidance. An LPV approach has the lowest minimums of all the WAAS GPS approaches, typically in the range of 200-300 feet AGL. A GPS glide path (GP) is guaranteed with an LPV approach and the minimum altitude is a decision altitude (DA).

Just like a localizer, an LPV course width get’s tighter and the CDI becomes more sensitive the closer the plane get’s to the runway. Even though the LPV approach minimums are so low and the approach is down to a DA, they still aren’t considered precision approaches by the FAA (which leads to some extra planning when selecting an airport as an alternate that only has GPS approaches, since the AIM specifies only the LNAV minimum are to be considered if an alternate airport only has GPS approaches, bringing the 800 foot ceiling requirement to bear)

An LNAV/VNAV approach is still a WAAS approach that has a GPS glidepath, but is slightly different than an LPV approach. An LNAV/VNAV final approach course does not get more sensitive the closer the plane gets to the runway. The smallest course width on an LNAV/VNAV approach is 0.3 miles either side of center. LNAV/VNAV approaches will, most of the time, have higher minimums than LPV approaches and can have minimums no lower than 250′ AGL.

The third type of WAAS approach is strictly a non-precision approach with a Minimum Descent Altitude (MDA). These are designated LP approaches, which stands for Localizer Performance. These are like old school Localizer only approaches that, similar to the lateral portion of an LPV approach, the course width tightens the closer to the runway that a pilot is. There is no glide path by definition of an LP approach, though there is a caveat.

Now, by looking at an approach plate that is a WAAS approach, but only has LP minimums listed, a pilot would assume there would be no glide path. Depending on what type of GPS unit the airplane has, that pilot could be wrong. Garmin Perspective units (Cirrus G1000), all GTN 750s and GTN 650s, All G1000 NXi units, most Garmin 430W and 530W, and all Avidyne IFD 550/540 and 440 units will display an advisory glide path on an LP approach, designated LP+V.

What does LP+V indicate? An advisory glide path is just advisory, but it is totally legal to follow down on a non-precision LP approach. The kicker is obstacle clearance is not guaranteed and the pilot needs to keep an eye on minimum altitudes at the different waypoints on the approach. The big thing I tell people is, when you arrive at the MDA and the runway is in sight, following the advisory glide path below the MDA could get you in trouble with obstacles. Don’t just hone in on your instruments when you break out of the clouds. Look out the windscreen and make sure you won’t hit anything.

If you arrive at the MDA on the advisory glide path and the runway isn’t in sight, DON’T GO BELOW THE MDA! Most autopilots won’t level off at the MDA, even if that altitude is set in the altitude pre-select, so this will involve turning off the autopilot before the MDA and manually leveling off, or engaging the altitude mode of your autopilot at the MDA.

One other type of GPS approach that you will encounter is an LNAV approach. This is a non-WAAS approach down to an MDA, but your GPS unit may still give you a +V. Most modern ones will.